Making a Budget 101
Who really likes to budget? Budgeting can help you take control of your finances. As Rachel Cruze would day budgeting can even give you permission to spend. Sometimes getting started is as easy as writing it done on a piece of paper. I use my happy planner to keep me organized every month.
Here is an example to help you get started on your budget.
Start with your monthly income. This includes your paycheck, side hustle, alimony, child support, etc.
Homes Owner Insurance
Needs (Clothing, Toiletries, etc).
Baby Expenses (diapers, daycare, etc).
Monthly savings for a rainy day. This is your savings goal.
Self-care, Lifestyle, Living your best life
Night out with friends