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July 19, 2019

July is the middle of the year, and it’s not too late to reset your life. This month use time to look over your goals, financial plans, and dreams.

Sit down and reflect on things that worked, things that went wrong, and what you need to change moving forward. 

Here are t...

Staying organized every day can be a challenge. As a mom, I find it even harder to stay on top of daily activities. Mix that with having a full-time job and running a blog can get overwhelming. July is the half way point of the year. Some people need to reset themselve...

What are sinking funds?

Sinking funds are funds set aside to cover an expense or debt that is coming up in the future. 

Examples of future expenses

Birthdays

Christmas

Vacation

Car Repairs

Hospital Bill

No sinking funds are not part of your emergency fund. These two thing...

This topic has been debated for some time now. Should you have a separate bank account from your spouse? When you get married you become one, but does that mean your finances as well?

There is an old saying that says "what's yours is mine and what's mine is mine."

Let's...

March 20, 2019

It's March, and it's never too late to get your finances in order.  By now you may have given up on your new year's resolution. Don't worry if you gave up.  Every day is an opportunity to change tomorrow.

Here are five habits to help you on your financial...

March 17, 2019

Who really likes to budget?  Budgeting can help you take control of your finances.  As Rachel Cruze would day budgeting can even give you permission to spend.   Sometimes getting started is as easy as writing it done on a piece of paper. I use my happy planner to keep...

March 6, 2019

Understanding the power of no can be a game changer. As a caring human being we feel guilty when we say no. We feel obligated to help someone, especially when that person has helped us in the past. 

Questions you may be asking yourself.

When do we set boundaries with peo...

February 22, 2019

2019 is a new year to build the success you want. Like you I have so much I want to accomplish upon the new year. At the beginning of the year, we get motivated, and we're ready to conquer the world. Along the way, we get distracted, unmotivated, and sometimes just laz...

September 5, 2018

Staying motivated can be hard when you're trying to pay off debt. As humans, we love instant gratification not delayed gratification.  We want everything right now but the truth is, getting out of debt is going to take hard work.  Are you willing to work hard so you ca...

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